| Account |
Free
Checking |
Platinum
Checking |
Interest
Checking |
| Designed for |
Those who prefer basic checking with no per-check charges, monthly service fee, or minimum balance required |
Customers
who want to maximize their overall
personal banking relationship at Washington
Trust |
Customers who want to earn interest |
| Interest Paid |
None |
Yes, rate
increases as balance
grows |
Yes, on entire collected balance |
Monthly
Maintenance
Fee |
None |
None when a $10,000 minimum monthly ledger balance is maintained in combined deposits (personal checking, savings, money markets, and/or CDs); otherwise $20. |
None if a $1,000 ledger balance is maintained or an average ledger balance of $2,500 is maintained during the statement cycle; otherwise $7.50. |
| Benefit Package |
Check Safekeeping
required
Free VISA CheckCard
with Earn on Us™ rebate
Free OnLine bill
payment
No annual fee on
credit cards - VISA
Platinum Rewards or
MasterCard (subject
to credit approval)
No annual or origination
fee on Personal and
Equity CreditLines(subject
to credit approval)
Bonus rates on
CDs
Overdraft Protection
from a savings, money
market, credit card
or Personal CreditLine
(Credit card and CreditLine
are subject to credit
approval. Cash advance
fees apply to CreditLine)
Priority Service
- unlimited access
to your account information
24-hours a day
Customers 62+ receive
first order of image
wallet-style checks
and a 50% discount
on future orders
|
5 free non-WTB
ATM withdrawals
per month,
unless otherwise
noted
Free image
wallet-style checks
CheckCard ATM
VIP withdrawal
limit of $500
per day
Free check
images provided
with statement
Overdraft protection
from savings or
CreditLine (cash
advance fees apply
to CreditLine
and Creditline
is subject to
credit approval)
Free 3 x 5
Safe Deposit Box,
where available
Free cashiers
checks
Free travelers
checks
Free VISA CheckCard
with Earn on Us™
rebate
Free OnLine
bill payment
No annual fee
on credit cards
- VISA Platinum
Rewards or MasterCard
(subject to credit
approval)
No annual or
origination fee
on Personal and
Equity CreditLines
(subject to credit
approval)
Bonus rates
on CDs
Overdraft Protection
from a savings,
money market,
credit card or
Personal CreditLine
(Credit card and
CreditLine are
subject to credit
approval. Cash
advance fees apply
to CreditLine)
Priority Service
- unlimited access
to your account
information 24-hours
a day
Customers 62+
receive first
order of image
wallet-style checks
and a 50% discount
on future orders
|
Free VISA CheckCard with Earn
on Us™ rebate
Free OnLine
bill payment
No annual
fee on credit
cards - VISA
Platinum Rewards
or MasterCard
(subject to
credit approval)
No annual
or origination
fee on Personal
and Equity
CreditLines
(subject to
credit approval)
Bonus rates
on CDs
Overdraft
Protection
from a savings,
money market,
credit card
or Personal
CreditLine
(Credit card
and CreditLine
are subject
to credit
approval.
Cash advance
fees apply
to CreditLine)
Priority
Service -
unlimited
access to
your account
information
24-hours a
day
Customers
62+ receive
first order
of image wallet-style
checks and
a 50% discount
on future
orders
|