Your dream home is within reach when you apply for a mortgage at Washington Trust Bank.
Washington Trust Bank offers a wide range of mortgage loan options, and you can expect fast answers, fast approvals, and fast closings. Plus, we make decisions locally so you'll always know who to call - even after your loan closes. With good rates and no hidden fees, the only decision left is which of our mortgage options is right for you. Call 800.788.4578 to be connected to a Washington Trust Bank Home Loan Officer who will help you make the right choice!
Please send me more information about home loan options.
Fixed-Rate Loans
When it's important to you to have the security of making the same payment every month, a Fixed Rate Loan is the perfect option. Simply apply for your loan and relax in the comfort of your new home.
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Adjustable-Rate Loans
If your future earning potential is going to increase soon, an Adjustable Rate Mortgage can help you qualify for a loan that offers lower monthly payments initially followed by periodic adjustments.
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Interest-Only Loans
Increase your buying power with an Interest-Only Loan. Paying only the interest on your mortgage can help you qualify for a higher priced home, or allow you to have a smaller monthly payment.
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First-Time Homebuyers
The excitement of owning your first home is enhanced by the special considerations you receive for your first mortgage.
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Jumbo Loans
You finally found the luxury home of your dreams and the Jumbo Loan option can help you own it. This loan option is best for buyers seeking a mortgage of $500,000 or more.
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Buyer Benefit Program — Preferred Builder
Purchase a newly constructed home from one of our Preferred Builders and you can save up to $2,000 in standard fees and closing costs.
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Bridge Loans
You can move in to your new home even if you haven't sold your current house. A Bridge Loan uses the equity from your unsold home to provide the down payment and closing costs for your new home purchase.
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Construction Loans
Building your own dream home is an exciting experience. Our Construction Loans can help keep it that way.
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Lot and Land Loans
Not ready to build just yet? Purchase your lot and start planning your dream home. Flexible terms and great conversion loan options differentiate our land loans from other lenders. We'll even credit your loan fee if you start construction within two years.
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Affordable Housing Loans
A home of your own can be within reach. We offer a variety of non-traditional loans designed for those who need a lower down payment.
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FHA and VA Home Loans
We offer FHA (Federal Housing Administration) and VA (Veterans Administration) loans, guaranteed by the U.S. Government. We are qualified to underwrite FHA and VA appraisals and credit right here at Washington Trust Bank, which considerably shortens the time between application and closing.
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Manufactured Home Loans
Our manufactured home loans offer the affordability of long-term conventional loans or short-term loans at competitive rates. This loan can include much more than just your home. We can also finance the foundation, excavation and other prep work required for your manufactured home.
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Please send me more information about home loan options.
We are happy to offer home loans within our market area, which includes Eastern Washington, Central Washington and Idaho.
