Withdrawals may be made anytime in person, through the mail or by using an ATM.

Government regulations state the following limitations:

Regular savings accounts are allowed six (6) withdrawals per calendar month in any combination of:

• telephone transfers
• overdraft protection or minimum balance protection transfers
• point of sale purchases
• pre-authorized debits to third parties (such as automatic payments)
• OnLine Banking

No more than three (3) of these may be made by point-of-sale purchases.

Money market accounts are allowed six (6) withdrawals per calendar month in any combination of:

• telephone transfers
• overdraft protection or minimum balance protection transfers
• point of sale purchases
• pre-authorized debits to third parties (such as automatic payments)
• OnLine Banking

No more than three (3) of these may be made by check or point-of-sale purchases.