Pay with Washington Trust Bank Debit or Credit Card using Apple Pay

Now you can enjoy all the benefits of your Washington Trust Bank Card using Apple Pay on iPhone 6®

An easier way to pay

Washington Trust Bank Debit & Credit Cards and Apple Pay let you make purchases with iPhone6® at hundreds of thousands of stores and participating apps. See a complete list of Apple Pay merchants at visa.com/apple-pay

Pay with a single touch

Simply add your eligible Washington Trust Bank VISA® Debit & Credit Card to Apple Pay. Then pay for purchases by holding your iPhone6 near a contactless reader with your finger on TouchID. No need to open an app or even wake your phone.

A secure way to pay

Apple Pay on iPhone6 combines the latest security technology from Apple® and Visa. Every transaction is authorized with TouchID or your passcode, and transactions never use your card number.


Apple Pay Checkout Icons


Frequently Asked Questions about Apple Pay

What devices can use Apple Pay?

Apple Pay is available for the iPhone 6 or iPhone 6 Plus, the iPad Air 2 or iPad mini 3, or an Apple Watch paired with an iPhone 5, iPhone 5c, iPhone 5s, iPhone 6, or iPhone 6 Plus.

How do I set up Apple Pay on my iPhone or iPad?

To add a credit or debit card on iPhone 6 or iPhone 6 Plus, open Wallet and tap the Plus icon in the upper-right corner.

You can choose to add a Washington Trust debit or credit card using the iSight camera or by entering your card information manually.

To add a credit or debit card on iPad Air 2 or iPad mini 3, go to Settings > Wallet amp; Apple Pay, tap Add Credit or Debit Card, and then follow the same steps for iPhone above.

You may be prompted to contact us to complete the set up process.

How can I use Apple Pay to pay in a store or within apps?

To determine if a retailer accepts Apple Pay, look for one of these symbols at checkout:

Apple Pay Button Contactless Payment

When making a purchase at a store, just hold your iPhone up to the card reader and use your Touch ID to make the purchase. If you’re paying with Apple Watch, double-click the button on the side to bring up your default card then hold the display up to the card reader.

On iPhone 6, iPhone 6 Plus, iPad Air 2, and iPad mini 3, you can use Apple Pay to pay within apps when you see the Buy with Apple Pay or Apple Pay button as a payment method. Look for these buttons in apps:

How can I change my Default Card?

You can change your Apple Pay default card by selecting Passbook & Apple Pay in Settings. Click on Default Card and select the card you want as your default.

When I’m paying in a store using my debit card in Apple Pay, should I choose Credit or Debit on the terminal?

If you see this choice, we recommend you choose Credit to get the most consistent Apple Pay experience. Choosing Debit might not always work successfully with some older merchant payment terminals and backend systems.

Will I continue to earn ScoreCard rewards when I pay with my Washington Trust Credit Card using Apple Pay?

Yes, you will continue to earn ScoreCard rewards when using Apple Pay.

How secure is Apple Pay?

Apple Pay can be even more secure than using a traditional credit or debit card. Every transaction on your iPhone or iPad requires you to authenticate with Touch ID or your passcode. Your Apple Watch is protected by the passcode that only you know, and your passcode is required every time you put on your Apple Watch. Your card number and identity aren’t shared with the merchant, and your actual card numbers aren’t stored on your device or on Apple servers.

How does Apple Pay keep my information private?

When you pay in stores, neither Apple nor your device sends your actual credit or debit card numbers to merchants. When you pay in apps, the merchant will only receive information like name, email address, billing and shipping addresses you authorize to share to fulfill your order. Apple Pay retains anonymous transaction information such as approximate purchase amount. This information can’t be tied back to you and never includes what you're buying. Apps that use Apple Pay must have a privacy policy that you can view which governs the use of your data.

Am I liable for fraudulent transactions?

No. Whether you use a digital account number or a physical Visa card, you are protected with Visa Zero Liability* against fraudulent transactions.

What if my physical Visa card is lost or stolen?

Contact us as soon as possible at 800.788.4578. Once you receive your replacement card you can add your new card to your Apple device.

What if my Apple device is lost or stolen?

If your Apple device is lost or stolen, use the “Find My Apple Devise” to quickly suspend or remove your digital account number from your device. You may also contact us to perform the same action on your Visa card(s). Once you receive your new device, simply add your card. In the meantime, you can continue to use your physical card without interruption.

If I sell or give my Apple device to someone else, what will happen to the digital account information in the device?

When selling or giving away your iPhone 6 or other Apple product you should make sure your delete all digital accounts in Apple Pay. If you forget to do this, contact us, and we can perform this action for you on your behalf.

* The Visa Zero Liability policy covers U.S. issued card only and does not apply to ATM transactions, PIN transactions not processed by V isa, or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use.