Washington Trust Bank
Commercial & Business Banking

Penny Hencz
Vice President & Relationship Manager

"I’m proud to work for a family-owned bank with a commitment to serving our clients and the community. I’m proud to be a part of Washington Trust Bank."
Penny Hencz
Relationship Manager

Penny joined Washington Trust Bank in 2000 where she now has over 16 years of banking experience. Penny is highly qualified to meet the financial needs of commercial banking clients. She consults with existing and prospective clients on a wide array of financial services, which includes lending, cash management, and business service needs, while emphasizing customized relationship banking. She carries a diverse portfolio of complex relationships in various industries including manufacturing, distributing, contracting, lumber mills, non-profits, health care, co-ops, third-party administrators, and real estate management companies.

Penny holds a bachelor’s degree in Business Administration with an emphasis in Finance and Economics from Eastern Washington University.


  • Medium to Large-Sized Corporations
  • Commercial Lines of Credit
  • Term Loans for Real Estate and Equipment
  • Commercial Letters of Credit
  • Cash Management Services


  • Leadership Spokane—Graduate Class of 2003
  • Construction Financial Management Association—Member
  • Working Mom's Network of Spokane
  • Risk Management Association—Member
  • Spokane Club—Member

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Penny Hencz

Penny Hencz

717 West Sprague Ave.
Spokane, WA 99201

Direct: 509.353.2283
Cell: 509.995.8235
NMLS# 796343