Products & Services

Washington Trust Bank delivers a full suite of products and services with local approvals and responsive, personal service.

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Accounts

Checking and savings accounts form the foundation of business fiscal operations. Our accounts are designed to maximize your cash flow management.


Checking Accounts

Performance Business Checking

An interest earning business account for qualifying non-profits, sole-proprietors and government agencies.

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Advantage Business Checking

A great fit for most small-sized to medium-sized companies. This unlimited transaction account features an earnings credit allowance on the balance to help your business offset activity fees.

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Smart Business Checking

Grow your business and manage your finances. This is a service–rich checking account designed for small to medium–sized business customers with moderate monthly transaction volumes.

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Analyzed Accounts

For businesses using certain Treasury Management Services and higher than average volumes and balances.

Learn More About Analyzed Accounts Available

Small Business Accounts

The WTB Edge is a package of products and services geared for micro and small business customers that maintain average combined monthly deposit balances between $15K - $25K.

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Savings Accounts

Our savings plans are structured to provide a blend of flexibility, accessibility and safety.

Business Savings Accounts

A convenient account that fits a variety of business savings needs.

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Money Market Accounts

Are easily accessed high-yield deposit accounts. As your company's balance grows so does the interest rate. The account has tiered interest rates, a low minimum balance requirement, and is FDIC Insured.

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Certificates of Deposit

With our personal certificates of deposit you can safely begin the process of long–term savings.
CD Options


Credit Cards

With a VISA® Business Card from Washington Trust, you get convenience and control over your expenditures, all with no annual fee and ScoreCard Rewards*.

Learn more about credit cards

*Certain terms, conditions, limitations and exclusions apply. Refer to the Visa Guide to Benefits you receive with your credit card for further details.


Treasury Management

We offer a full array of sophisticated treasury cash management services designed to help you meet your liquidity and profitability goals.

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WTB Blog

Financial news. Investment insights. Economic observations.

WTB Blog