Business Checking
Business Checking
Checking and savings accounts form the foundation of business fiscal operations. Our accounts are designed to maximize your cash flow management.
Smart Business Checking
Leverage your banking relationship with Smart Business Checking!
This non-interest earning business checking account is best suited for small to medium size business customers with moderate monthly transaction volume
Benefits
- $8 monthly service charge will be waived (or the account will be credited $8 depending on service charges and minimum relationship balance requirements; see Smart Business Checking terms and conditions).
- Relationship balance eligible accounts must have the same primary ownership within the same business customer relationship.
- Easily keep track of finances with WTB Online or WTB Mobile.
- Free WTB Business Debit Card
Performance Business Checking
Best suited to sole proprietors, government agencies, and qualifying non-profits with limited transaction activity, Performance Business Checking earns interest on tiered rates. Interest is paid on all collected balances and compounds monthly, letting your funds work harder for you.
Benefits
- $12 monthly service charge is waived if the $5,000 average ledger balance requirement is met.
- Earns interest
- Easily keep track of finances with WTB Online or WTB Mobile.
- Prevent overdrafts by using funds transfers from a related savings, money market, checking, credit line, or credit card.
- Free WTB Business Debit Card
WTB Edge Small Business Package
The WTB Edge package combine your business and personal checking account balances to give you great benefits including the ability to setup ACH Payroll and send your deposits using Remote Deposit Capture.
Benefits
- Easily keep track of finances with WTB Online or WTB Mobile.
- Complementary WTB Small Business Debit Card
- The related accounts used to meet the combined average balance for WTB Edge are eligible for a waiver of the monthly base fee in service charge (Up to 5 non-interest bearing accounts)
- ACH Credit processing for payroll and vendor accounts
- WTB Online (up to 5 accounts)
- Two virtual security tokens
- Access to loan reporting and loan payments
- ACH Positive Pay and Reverse Positive Pay
- Remote Deposit Capture with a free ChecXpress scanner. Single feed, drop scanner included1
- Images with no statement at no additional charge.
- Service cancellation within the first 2 years will result in an early cancellation fee of $250.
Smart Business Checking | Performance Business Checking | WTB Edge Package | |
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Best suited for small to medium-sized business customers with moderate monthly transaction volume. | Best suited for sole proprietors and qualifying non-profits with limited transaction activity. |
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Earns Interest1 | No | Yes2 | No |
Available Features |
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| Package includes:
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Monthly Base Fee In Service Charge | None if account maintains a $1,000 average ledger relationship balance in a checking, savings, money market, certificate of deposit, or active loan, otherwise $8.00. Relationship balance eligible accounts must have the same primary signer within the same business customer relationship. | None if average ledger balance requirement of $5,000 or more is met during a month, otherwise $12.00. |
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Other Fees |
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- Interest is paid on all collected balances and compounded monthly.
- Please refer to current rate sheet.
- Some mobile service provider fees may apply.
- Service cancellation within the first 2 years will result in an early cancellation fee of $250.