Use a Separate PC
One best practice that goes a long way toward protecting you and your company from fraud losses is the dedicated use of a separate computer for online banking. This becomes more critical if your online banking provides access to transmit funds (using ACH, wires, or bill payment).
Why does using a dedicated PC help?
Accessing online banking and other financially sensitive sites with a dedicated computer greatly decreases the chance of infection with malware because you are not likely to encounter malware by only logging into trusted financial web sites.
Consider these suggestions when dedicating a PC:
- Use only the dedicated computer to sign on to sites containing sensitive information and functionality
- Never use the dedicated computer for surfing, email, games, music, Facebook, eBay, or any other Internet activity
- Make the policy clear to all employees
- Continue to follow other Internet security best practices
- Use a new out-of-the-box computer
- Limit access to required users only
- Isolate the PC on a separate network from other business computers
- Remove other software and applications; including email
- Limit accessible sites using web browser restrictions
Worried about the price?
A dedicated PC doesn’t need a lot of processing power or extra accessories, and is therefore affordable for most businesses. The price of a computer is low compared to the expense of just one fraud loss.