If you have been affected by a disaster, Washington Trust Bank wants to help.

To support your immediate needs, we have a personal unsecured loan with special terms for those impacted by a disaster in our community.

Disaster Recovery Loan

There is no origination fee, and no down payment is required.1

Loan AmountTermRateAnnual Percentage Rate
Up to $2,50024 months3.00%3.00%
$2,501 – $10,00036 months3.00%3.00%

Here is how this could work for you:

If you borrow the maximum of $10,000 for 36 months, your monthly payment would be $290.83 and total interest over the 36-month loan period would be $470.04.

What qualifies as a disaster?

Disasters may include a natural disaster or hazardous material incidents designated by FEMA and/or another federal or state government authority in WA, ID, or OR. This loan may be available for up to one year from the disaster declaration date. Types of disasters include, but are not limited to, wildfire, flood, wind, tornado, earthquake, volcano, avalanche, mud/landslide, severe winter/tropical storm, hurricane and hazardous materials emergencies.

Learn more about this and other loan options by visiting your local branch or call our Priority Service team at 800.788.4578.

  1. Subject to credit approval. Must meet eligibility requirements. Rates and terms are subject to change without notice.