Digital Banking Services
cut-off times for WTB Online Services
| Type |
Cut-off Time |
| Transfers (deposits, loan payments and loan advances) |
9:00pm PT |
| Stop Payment |
8:45pm PT |
Bill Pay
cut-off times for Bill Pay
| Type |
Cut-off Time |
| Bill Pay |
12:00pm PT |
Business Digital Banking Services
ACH*
cut-off times for ACH
| Type |
Cut-off Time |
| ACH Batch (Payments and Collections) |
5:00pm PT |
| ACH File Upload |
5:00pm PT |
| Same Day ACH Origination (First Window) |
6:00am PT |
| Same Day ACH Origination (Second Window) |
10:00am PT |
| Same Day ACH Origination (Third Window) |
12:00pm PT |
Positive Pay
cut-off times for Positive Pay
| Type |
Cut-off Time |
| ARP Positive Pay (for checks) |
11:00am PT |
| Reverse Positive Pay (for checks) |
11:00am PT |
| Payee Positive Pay (for checks) |
11:00am PT |
| ACH Positive Pay (for ACH debits) |
10:30am PT |
| Positive Pay Issue File Import |
8:00pm PT |
Wires
cut-off times for Wires
| Type |
Cut-off Time |
| Wire Transfer (international U.S. Dollar-Denominated) |
1:30pm PT |
| Wire Transfer (Domestic) |
2:00pm PT |
Note: Requests submitted prior to the cut-off time will post the same business day.
Those submitted after the cut-off time will post the next business day.
Exception items will generally be available by 7:00am PT.
* Subject to credit approval.
