Washington Trust Bank
Personal & Private Banking


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From checking and savings accounts, to credit cards, money market, and retirement accounts, Washington Trust offers a personal account to fit your needs.


Checking Accounts

We offer a wide array of checking accounts to meet your needs. Whether you’re looking for a basic checking with no minimum balance, a benefit rich interest-earning account, or an account that offers valuable discounts on products and services, we have an account that’s right for you.

  • Simplicity Checking
  • Twist Checking
  • Preferred Checking
  • Signature Checking


No matter what you’re saving for, we can help you get there with a Savings Account from Washington Trust Bank. Learn more about the various savings accounts we have to offer.

  • Simplicity Savings Account
  • Preferred Money Market Account
  • Signature Money Market Account

Health Savings Accounts

Are you in a high deductible health insurance plan?
Do you anticipate increased medical expenses that you want to begin saving for?

A Washington Trust Bank Health Savings Account (HSA) is a tax-exempt account established for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and your dependents. And contributions to an HSA are tax deductible, the earnings grow tax deferred, and distributions to pay or reimburse qualified medical expenses are tax free.


A savings tool that grows with you. At Washington Trust Bank, we value your financial future. With our certificates of deposit you can safely begin the process of long-term savings.

  • Fixed Rate CD
  • Variable Rate CD
  • Jumbo Fixed Rate CD
  • Fixed Rate IRA CD
  • Variable Rate IRA CD

Retirement & IRAs

Retirement planning is not only smart—it is essential. For many people Social Security and work pensions will only be one part of a financially secure retirement and personal savings plan.

  • Tranditional IRA
  • Roth IRA

Credit Cards

Looking for a credit card with flexible rewards? With a Washington Trust Bank Credit Card you can take advantage of total flexibility to use your rewards the way you want, when you want. You need a credit card that can keep up with your lifestyle. We can help!

  • VISA® Signature Card
  • VISA® Platinum Rewards Card

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WTB Blog

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WTB Blog