Simply select the checking account that best fits your lifestyle and enjoy the ease and control of managing your account online, in a branch or from your cell phone.

Plus, take advantage of these benefits:

  • A WTB debit card equipped with EMV technology to help protect you from fraud during transactions.
  • 24-hour access to your accounts through WTB Online and mobile banking (some mobile service provider fees may apply).
  • Free standard bill pay. Set up alerts and bill payments to manage your payment schedule.
  • Automated telephone banking access to check balances, make a transfer and check on previous transactions.
  • eStatements available through your online banking account.

Important Information

Deposit Account Disclosures: Personal Products
  1. $50 minimum required to open. Please see the Personal Deposit Account Disclosure for full terms and conditions. All accounts are FDIC insured within FDIC limits.
  2. Enroll in and maintain an active Washington Trust Bank online account and select eStatements.
  3. Minimum Ledger Balance: The lowest end of day balance in an account during a statement cycle; a certain minimum daily balance is often required with interest-bearing accounts to avoid a monthly maintenance fee.
  4. Prior Month's Minimum Ledger Balance: The balance based on the prior month's lowest daily balances of the account(s) during the 30-day statement period.
  5. Recurring Direct Deposits: electronic transfer of funds directly from the payer bank received in your account at Washington Trust Bank.
  6. Overdraft Courtesy Refund: After the end of each calendar quarter a $30 OD/NSF refund will be credited back to the account if an overdraft occurrence was charged to the account during that quarter.