• $50 minimum required to open
• WTB debit card
• Images with statement at no charge
• Tiered interest rates
• One overdraft courtesy refund per quarter* Standard Overdraft Practices
• No ATM fees when using WTB ATM or MoneyPass ATM
• Two non-WTB ATM withdrawals at no charge, each calendar month (unless otherwise noted)

*Overdraft Courtesy Refund: We may charge a fee of $15 for each item paid causing an overdraft. A fee may be imposed for overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Overdrafts are due immediately. We may not pay overdrafts at the bank's discretion. After the end of each calendar quarter a $15 Paid Overdraft/Returned Item Fee refund will be credited back to the account if an overdraft occurrence was charged to the account during that quarter.

• Maintain a minimum ledger balance* of $2,500 each statement cycle to have your $8 monthly base fee charge waived
• Free eStatements**
• $3 monthly charge to receive paper statements

* Minimum Ledger Balance: The lowest end of day balance in an account during a statement cycle; a certain minimum daily balance is often required with interest-bearing accouints to avoid a monthly maintenance fee.

** Enroll in and maintain an active Washington Trust Bank online account and select eStatements.