Preferred Checking

Preferred Checking

Ideal for customers who want to earn interest and take advantage of special benefits, services and discounts.

  • $50 minimum required to open
  • Up to two non-WTB ATM withdrawals at no charge each calendar month, unless otherwise noted.
  • No annual fee on credit cards (Subject to credit approval).
  • One overdraft courtesy refund per quarter.*
  • Tiered interest rates.
  • Images with statement at no charge.

$8 monthly base fee in service charge will be waived if the minimum ledger balance** of $2,500 is maintained each statement cycle. eStatements for this account are provided electronically*** at no charge. There will be an additional monthly charge of $3 to receive a monthly paper statement.

Additional Product Information & Details

* Overdraft Courtesy Refund: After the end of each calendar querter a $30 OD/NSF refund will be credited back to the account if an overdraft occurrence was charged to the account.

** Minimum Ledger Balance: The lowest end of day balance in an account during a statement cycle; a certain minimum daily balance is often required with interest-bearing accouints to avoid a monthly maintenance fee.

*** Enroll in and maintain an active Washington Trust Bank online account and select eStatements.

Interest Rates:

Every Washington Trust Checking Account Comes with These Great Features:

  • A WTB debit card equipped with EMV technology to help protect you from fraud during transactions.
  • 24-hour access to your accounts through WTB Online and mobile banking.*
  • Free standard bill pay. Set up alerts and bill payments to manage your payment schedule.
  • Automated telephone banking access to check balances, make a transfer and check on previous transactions.
  • eStatements available through your online banking account along with online money management tools to help easily budget, save and track your finances.
  • Customers 62+ receive first order of basic style checks free and a 50% discount on future orders.
  • Free Cashier's Checks and Money Orders.
  • Images with statement at no charge.

* Some mobile service provider fees may apply.