Signature Checking

Signature Checking

Maximize your checking account with impeccable benefits, services, special discounts, and our most competitive rates.

  • $50 minimum required to open
  • WTB debit card
  • No charge for paper statements, eStatements, or check images
  • Tiered interest rates
  • One overdraft courtesy refund per quarter*
  • No ATM fees when using WTB ATM or MoneyPass ATM
  • Five non-WTB ATM withdrawals at no charge, each calendar month (unless otherwise noted)
  • No annual fee on credit cards (subject to credit approval)

*Overdraft Courtesy Refund – After the end of each calendar quarter a $30 OD/NSF refund will be credited back to the account if an overdraft occurrence was charged to the account.

  • There is a $20 monthly base fee service charge if the prior month’s minimum ledger balance* falls below $15,000 in combined checking, savings, money market, certificate of deposit, and individual retirement accounts. Personal accounts with primary or secondary ownerships (with a signer in common) may be included in the combined balances.

*Prior Month’s Ledger Balance – The balance based on the prior month’s lowest combined daily balances of the account(s) during the 30 day statement period

Additional Product Information & Details

Interest Rates:

Minimum Balance to Obtain Annual Percentage YieldInterest RateAPY
$10.05%0.05%
$2,5000.05%0.05%
$10,0000.05%0.05%
$25,0000.05%0.05%
$50,0000.05%0.05%
$100,0000.05%0.05%

Every Washington Trust Checking Account Comes with These Great Features:

  • WTB debit card equipped with EMV technology to help protect against fraud
  • WTB Online Banking with bill payment and money management tools
  • WTB Mobile app*
  • eStatements
  • Automated telephone banking to access balances, make transfers and track transactions
  • Free cashier’s checks and money orders
  • Customers 62 and over receive first order of basic style checks free and a 50% discount on future orders

* Some mobile service provider fees may apply.