Signature Checking

Signature Checking

A benefit-rich relationship account designed for maximum value, our highest level of benefits and services including special discounts and our most competitive rates.

  • $50 minimum required to open
  • Up to five non-WTB ATM withdrawals at no charge each calendar month, unless otherwise noted.
  • Free image style checks. Duplicate checks available upon request.
  • One overdraft courtesy refund per quarter.*
  • Tiered interest rates.

You will receive a $20 monthly base fee service charge if the prior month's minimum ledger balance** falls below $15,000 in your combined checking, savings, money market, Certificate of Deposit, and Individual Retirement Accounts. Personal accounts with primary or secondary ownerships (with a signer in common) may be included in the combined balances.

Additional Product Information & Details

* Overdraft Courtesy Refund: After the end of each calendar querter a $30 OD/NSF refund will be credited back to the account if an overdraft occurrence was charged to the account.

** Prior month's minimum ledger balance: The balance based on the prior month's lowest combined daily balances of the account(s) during the 30-day statement period.

Interest Rates:

Every Washington Trust Checking Account Comes with These Great Features:

  • A WTB debit card equipped with EMV technology to help protect you from fraud during transactions.
  • 24-hour access to your accounts through WTB Online and mobile banking.*
  • Free standard bill pay. Set up alerts and bill payments to manage your payment schedule.
  • Automated telephone banking access to check balances, make a transfer and check on previous transactions.
  • eStatements available through your online banking account along with online money management tools to help easily budget, save and track your finances.
  • Customers 62+ receive first order of basic style checks free and a 50% discount on future orders.
  • Free Cashier's Checks and Money Orders.
  • Images with statement at no charge.

* Some mobile service provider fees may apply.