Signature Checking

Maximize your checking account with impeccable benefits, services, special discounts, and our most competitive rates.

  • $50 minimum required to open
  • WTB debit card
  • No charge for paper statements, eStatements, or check images
  • Tiered interest rates
  • One overdraft courtesy refund per quarter* Standard Overdraft Practices
  • No ATM fees when using WTB ATM or MoneyPass ATM
  • Five non-WTB ATM withdrawals at no charge, each calendar month (unless otherwise noted)

*Overdraft Courtesy Refund: We may charge a fee of $15 for each item paid causing an overdraft. A fee may be imposed for overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Overdrafts are due immediately. We may not pay overdrafts at the bank's discretion. After the end of each calendar quarter a $15 Paid Overdraft/Returned Item Fee refund will be credited back to the account if an overdraft occurrence was charged to the account during that quarter.

  • There is a $20 monthly base fee service charge if the prior month’s minimum ledger balance* falls below $15,000 in combined checking, savings, money market, certificate of deposit, and individual retirement accounts. Personal accounts with primary or secondary ownerships (with a signer in common) may be included in the combined balances.

*Prior Month’s Ledger Balance – The balance based on the prior month’s lowest combined daily balances of the account(s) during the 30 day statement period

Additional Product Information & Details

Interest Rates:

  • Rates may change at any time without notice
  • Fees could reduce earnings

Every Washington Trust Checking Account Comes with These Great Features:

  • WTB debit card equipped with EMV technology to help protect against fraud
  • WTB Online Banking with bill payment and mobile app
  • eStatements
  • Automated telephone banking to access balances, make transfers and track transactions
  • Free cashier’s checks and money orders
  • Eligible to receive our single wallet style WTB Custom checks when ordered with bulk shipping at no cost.

* Some mobile service provider fees may apply.