Simplicity Checking

Simplicity Checking

For customers who want basic checking with no per-check charges, and no monthly minimum balance requirements.

  • $50 minimum required to open
  • WTB Debit Card
  • Images with statement at no charge.

You will receive a $3 monthly base fee in service charge refund if you have a monthly recurring direct deposit* or receive an eStatement.**

Additional Product Information & Details

* Recurring direct deposits: electronic transfer of funds directly from the payer bank received into your account at Washington Trust Bank. The transactions display on the statements as ACH credit.

** Enroll in Online Banking and select eStatements to receive the monthly credit.

Every Washington Trust Checking Account Comes with These Great Features:

  • A WTB debit card equipped with EMV technology to help protect you from fraud during transactions.
  • 24-hour access to your accounts through WTB Online and mobile banking.*
  • Free standard bill pay. Set up alerts and bill payments to manage your payment schedule.
  • Automated telephone banking access to check balances, make a transfer and check on previous transactions.
  • eStatements available through your online banking account along with online money management tools to help easily budget, save and track your finances.
  • Customers 62+ receive first order of basic style checks free and a 50% discount on future orders.
  • Free Cashier's Checks and Money Orders.
  • Images with statement at no charge.

* Some mobile service provider fees may apply.