Washington Trust Bank
Personal & Private Banking

 

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Savings & Money Market Accounts

No matter what your savings dreams, we can help you get thereówith a savings account from Washington Trust Bank. Your new savings account is a great way for you to start saving your money today. Just pick the savings account that best fits your lifestyle.

 

Open Your Account Online

Open Online

Open Your Account Online

Open Online

Simplicity Savings

This basic savings account offers a hassle-free savings option with easy access. This is a great starter account and also a good way to have overdraft coverage for your checking account.

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  • Minimum to open is $50.
  • Earns interest (see branch for current rates).
  • For monthly statements: A $3 service charge refund if a $300 minimum ledger balance is maintained or the account is combined with a checking account statement.
  • For quarterly statements: A $3 monthly service charge will be assessed any month the daily ledger1 balance falls below $300.
  • Up to 75 items per statement cycle can be deposited into this account with no charge; thereafter, the charge is $0.20 per item.

Additional product information and details for Simplicity Savings

1. Minimum Ledger Balance: The lowest end of day balance in an account during a statement cycle; a certain minimum daily balance is often required with interest-bearing accounts to avoid a monthly maintenance fee.


Preferred Money Market

This money market account offers easy access to your money, and as your savings grow, so can your interest.

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  • Minimum to open is $500.
  • Earns interest (see branch for current rates).
  • Monthly service charge of $10 waived if the $3,000 average ledger balance requirement is met.
  • Free personalized checks.

Additional product information and details for Preferred Money Market

1. Average ledger balance is calculated by adding the balance in the account for each day of the statement period and dividing that figure by the number of days in the period.


Signature Money Market

With this money market account you will enjoy a competitive rate while still having easy access to your money. By simply maintaining higher balances, you are rewarded with a higher return on interest.

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  • Minimum to open is $10,000.
  • Earns interest (see branch for current rates).
  • Monthly service charge of $15 waived if the $20,000 average ledger balance requirement is met.
  • Free personalized checks.

Additional product information and details for Signature Money Market

1. Average ledger balance is calculated by adding the balance in the account for each day of the statement period and dividing that figure by the number of days in the period.


Transaction Limitations

Transfers and/or withdrawals from your money market or savings account conducted in person at any branch, by mail or by ATM are unlimited. All other transfers including telephone transfers, online transfers, overdraft or minimum balance coverage, pre-authorized debits, point of sale purchases, and checks are limited to six withdrawals per calendar month or statement cycle (a period of at least four weeks). Your individual four-week period starts at the beginning of each statement cycle (if you receive statements monthly) or the calendar month (if you receive statements quarterly). We are required by law to ensure that you comply with this limit. If you exceed this limit after we have notified you of a violation, the Bank must change your account to discontinue the automatic services, close, or reclassify the account.


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