Visa Credit Cards®

You need a credit card that can keep up with your lifestyle. With a Washington Trust credit card you can take advantage of total flexibility to use rewards the way you want, when you want.

All Washington Trust Bank credit cards* include:

  • 100% fraud protection with zero liability1 including online purchases
  • WTB fraud detection service - we’ll notify you if there is a suspicious charge on your card2
  • Access to your credit card through WTB Online Banking or WTB Mobile
  • Travel accident insurance3
  • Optional overdraft protection to your WTB checking account4
  • Tap to pay for a secure, convenient and touch-free way to check out where you see the Contactless Symbol. tap to pay icon
  • Washington Trust bank cards feature EMY chip card technology making your card more difficult to counterfeit.

* Subject to credit approval.

Safe, simple and seamless,

Washington Trust Bank credit cards offer a number of features to make purchases more convenient and secure than ever before.


MyCardRules™ is an app that provides card controls and instant alerts with the tap of a button. The app lets you control where and how your cards are used, and set up instant alerts for all or some of your card transactions to monitor for fraudulent activity. Full details here.


Visa Checkout helps make online purchases quicker and safer. Just look for the Visa Checkout button.


With your mobile device’s digital wallet you can make purchases without sharing your card number with merchants.

Clearly Cash Back™

Earn unlimited 1.5% Cash Back on qualifying net purchases you make with your Washington Trust credit card.5 Your Cash Back Rewards can be redeemed for:

  • A credit to your Washington Trust Visa Card statement
  • A deposit to your Washington Trust Checking or Savings account
  • Gift your cash rewards to other Washington Trust Bank Visa Signature or Platinum cardholders
    About Clearly Cash Back

Coming in Spring 2023 – you will be able to access and redeem your Clearly Cash Back rewards directly from WTB Online from your desktop or mobile device.

comparison of Credit Cards
Visa Signature® Visa Platinum
Credit Limit $5,000 and up $300 to $4,999
Mobile Wallet (Apple Pay, Samsung Pay, Android Pay) Yes Yes
Visa Checkout Yes Yes
Chip Technology (EMV) Yes Yes
Travel Accident Insurance3 $1,000,000 $100,000
Roadside Assistance3 Yes No
Car Rental Insurance3 Yes Yes
Hotel/Motel Burglary Coverage Assistance3 Yes No
Price Guarantee3 Yes No
Product Protection3 Yes Yes
Lost Luggage Insurance3 Yes No
24/7 Visa Concierge6 Yes No
Low Introductory Rate Yes Yes
24/7 Online Account Access Yes Yes

Clearly Cash Back™ Rewards5

(Earn 1.5% cash back for every $1 in net retail purchases)
Yes Yes
Apply Online
  1. Visa’s Zero Liability Policy covers U.S.-issued credit cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify us immediately of any unauthorized use.
  2. Standard message rates and data charges from your wireless carrier may apply.
  3. Please refer to your guide to benefits for further details.
  4. Refer to The Standard Overdraft Practices for further details.
  5. You will earn Rewards based on your qualifying net purchases (purchases minus returns and/or other related credits) with no earnings cap. You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges. Credits (returns) to your account will reduce the Rewards available in your rewards account. For more information see Clearly Cash Back™ Terms and Conditions.
  6. Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature® Concierge on cardholder’s behalf.