Credit Cards

Credit Cards

With a Washington Trust Bank Credit Card you can take advantage of total flexibility to use your rewards the way you want, when you want. You need a credit card that can keep up with your lifestyle.

All Washington Trust Bank credit cards* include:

  • 100% fraud protection with zero liability1 including online purchases
  • WTB fraud detection service - we’ll notify you if there is a suspicious charge on your card2
  • 24-hour customer service
  • Access to your credit card through WTB Online Banking or WTB Mobile
  • Travel accident insurance3
  • Optional overdraft protection to your WTB checking account4

* Subject to credit approval.

Safe, simple and seamless,

Washington Trust Bank credit cards offer a number of features to make purchases more convenient and secure than ever before.


MyCardRules™ is an app that provides card controls and instant alerts with the tap of a button. The app lets you control where and how your cards are used, and set up instant alerts for all or some of your card transactions to monitor for fraudulent activity. Full details here.


Visa Checkout helps make online purchases quicker and safer. Just look for the Visa Checkout button.


With your mobile device’s digital wallet you can make purchases without sharing your card number with merchants.

ScoreCard® Rewards5

ScoreCard Rewards lets you earn 1 point for every $1 net in retail purchases (purchases minus returns) you make with your Washington Trust credit card.

Points earned can be redeemed for:

  • Tickets on any airline with no restrictions
  • Hotels
  • Cruises
  • Rental cars
  • Merchandise
  • Gift cards and much more
  • Visa Signature card holders can even redeem for cash back
comparison of Credit Cards
Visa Signature®Visa Platinum
Credit Limit$5,000 and up$300 to $4,999
Mobile Wallet (Apple Pay, Samsung Pay, Android Pay)YesYes
Visa CheckoutYesYes
Chip Technology (EMV)YesYes
Travel Accident Insurance3$1,000,000$100,000
First-Use ScoreCard® Reward Bonus Points3,000None
Roadside Assistance3YesNo
Car Rental Insurance3YesYes
Hotel/Motel Burglary Coverage Assistance3YesNo
Price Guarantee3YesNo
Product Protection3YesYes
Lost Luggage Insurance3YesNo
24/7 Visa Concierge6YesNo
Low Introductory RateYesYes
24/7 Online Account AccessYesYes

ScoreCard® Rewards4:

Earn 1 reward point for every $1 in net retail purchases

Apply Online
  1. Visa’s Zero Liability Policy covers U.S.-issued credit cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify us immediately of any unauthorized use.
  2. Standard message rates and data charges from your wireless carrier may apply.
  3. Please refer to your guide to benefits for further details.
  4. A transfer fee for Overdraft Protection may be incurred, refere to The Standard Overdraft Practices for further detail.
  5. You will earn Points based on your qualifying net purchases (purchases minus returns and/or other related credits) You will earn Points as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Points on fees, finance charges, or fraudulent or unauthorized charges. Credits to your account will reduce the Points available in your rewards account. For more information see Program Rules at
  6. Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature® Concierge on cardholder’s behalf.