Today's Rate

Today's mortgage rate effective July 25, 2017 is 4.000% with an Annual Percentage Rate of 4.206% (servicing released). You may qualify for lower rates. Rates are subject to change without notice.

Calculators

These easy–to–use home loan calculators allow you to get an estimate of which home loan type will be the best fit for your needs.

Fixed rate mortgage payments*

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest) for a fixed rate loan, using monthly interest compounding and monthly payments.

Home loan qualification

How much mortgage might I qualify for?

Most lenders base their home loan qualification on both your total month gross income and your monthly expenses. These monthly expenses include property taxes, Private Mortgage Insurance (PMI), association dues, insurance, and credit card payments. Note: this calculator should be used for estimation purposes only.

Home affordability

How much home can I afford

This calculator computes the most expensive house you can buy based on the highest payment you can afford, but does not indicate whether you would qualify for the loan.

Home Mortgage Refinance

Should I refinance?

When you refinance at a lower interest rate, you usually pay refinancing costs including points, fees, and closing costs. This calculator will tell you if the amount you save in interest will exceed these refinancing costs. The calculated results depend on how long you plan to keep this property.

Mortgage Comparison

Which mortgage is better for me?

This calculator will help you compare the total cost of any two or three mortgages. This analysis includes the effect of a tax deduction for interest. If the interest is not deductible, or if you do not want to show the effect of the tax deduction, choose an income tax ratio of zero.

Increased Mortgage Payment Savings

How much will I save by increasing my mortgage payment?

Find out how much interest you can save by paying an additional amount with your mortgage payment. The additional amount will reduce the principle on your mortgage, the total amount of interest you will pay, and the number of payments.

Adjustable Rate Mortgage Payments*

How much will my adjustable rate mortgage payments be?

This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.

Rent or Buy

Should I rent or buy?

This calulator compares the cost of renting versus the real cost of buying a home.


* Payments do not include taxes and insurance (if applicable) and the actual payment obligation may be greater.

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