Washington Trust Bank
Personal & Private Banking


Apply for a personal loan online.

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Personal Loans

With a range of personal loans available, we can help make your dreams come true. From home, auto boat and RV, to personal loans and home equity lines of credit, we’ll find the loan that’s right for you.


Apply for a personal loan online.

Apply Online

Auto Loan

New or used, short or long term, dealer or private party—take your pick. With great rates and flexible terms, we can put you in the driver’s seat.

Boats, motorcycles, motor homes and more

If it has an engine, chances are we can finance it. We offer a wide variety of loans to help you get your new toy.


Need convenience and flexibility in your finances? Our personal lines of credit let you access available funds as you need them.

Home Equity Loan

Featuring a fixed interest rate and fixed monthly payment, home equity loans give you a one-time lump sum based on the equity of your home. Home equity loans can be a great way to make home improvements or to consolidate higher-interest rate debt.

Home Equity Line of Credit

Our home equity line of credit features our Home Equity Advantage (HEA) debit card, for the perfect combination of flexibility and consistency. You get the benefits of a home equity line of credit and a fixed rate loan. Use some or all of your credit line, and then replenish your credit line as you make payments. Our Home Equity Advantage debit card even features ScoreCard® Rewards, so you can earn points for all kinds of great merchandise, travel, and more every time you use your HEA card.

All loans based on credit approval. Personal loans and personal lines of credit are not eligible for student expenses.

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Helpful Financial Calculators

Helpful calculators to help you estimate payments, affordability and more Learn More