Minor Info

Thank you for choosing Washington Trust Bank to serve your growing financial needs. A parent or legal guardian may open an account online for minors under the age of 18. The adult is required to be the primary applicant, and is legally responsible for the account with Washington Trust Bank.

Age Requirements

All minor accounts opened online use the Joint with Right of Survivorship ownership type and require that the minor meet the following age requirements*.

  • Checking — Ages 16 - 17
  • Savings — Ages 5 -17
  • Money market — Ages 5 - 17
  • Certificate of deposit (CD) — Ages 5 -17

*Contact our Priority Service team at 800.788.4578 or stop by a local branch if you need to open an account with a different ownership type or need the minor to be the primary account owner.