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Business Loans

Our mission is simple: be the best at understanding and meeting the financial needs of our customers, creating a distinct value for our clients, and helping their business thrive.









Access the financing you need to reach your goals.

Our approach starts with a relationship and grows into a trusted business partner. Our experienced team can help you access the financing and resources you need to support your business.

Types of commercial loans:*

From SBA lending and real estate financing to conventional and equipment loans, we offer a full suite of financing options to help your business grow.

Loans and lines of credit.
We offer a wide range of loans on everything from inventory and accounts receivable, to debt refinancing, and specialized term loans.

Equipment lending.
Whether you’re looking to own or lease new or used equipment, we have financing options available to help your business get what it needs to maximize revenue.

Commercial real estate.
Whether you are looking to buy, remodel, or expand, our commercial mortgage loans offer flexible financing terms with a wide range of conventional, bridge, and owner-occupied loans to help grow your business.

Agriculture.
With over 100 years of agricultural expertise, our dedicated agricultural lenders have the knowledge to help with equipment financing, lines of credit, and any other needs for your agri-business.

SBA lending.
Looking to grow your business, or get a new business started? Washington Trust Bank is an SBA Preferred Lender with flexible terms and a variety of loan programs, all backed by the Small Business Administration.
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Priority Service

Why choose Washington Trust Bank?

Full service.
We offer a full suite of services to help you successfully operate your business. With expertise across a wide range of fields, our bankers can help you select the loan, cash management tool, merchant service, and even credit card reward program to best fit your business needs.

Local decision making.
When your business needs an answer, you’ll get it quickly from someone who knows your business and your community, not from a distant office or 800 number.

Relationship banking.
Our business bankers are more than mere lenders. They are advisors, confidants, consultants, and friends. A single point of contact that can guide you through your financial needs, so you can stay focused on managing your business.

Privately held.
As an independent, privately held bank, we are able to set our sights on long-term goals, not quarterly results. That means we focus on doing the right thing for our clients and our community.

Industry experts.
Our business strategy is simple. Hire the best and brightest business banking minds from around the region and give them the tools to succeed. Our bankers have the authority, flexibility, and support to meet the needs and exceed the expectations of every client.
















































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Ready to get started?

Connect with an expert.

With more than 40 locations throughout Washington, Idaho, and Oregon, there’s a Washington Trust location near you with a team of bankers ready to serve.






































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Important information:

*Subject to credit approval.