Credit Cards
A convenient way to pay no matter how — or where — you shop. Our credit cards include Clearly Cash BackTM rewards, fraud protection, online card management, and much more.1
Visa® credit cards.
You need a credit card that can keep up with your lifestyle. Take advantage of total flexibility to use rewards the way you want, when you want, with a credit card from Washington Trust Bank.
All Washington Trust Bank credit cards include:
- 100% fraud protection with zero liability2 including online purchases.
- Access to your credit card through WTB Online or WTB Credit Card Tracker.
- EMV chip card technology making your card more difficult to counterfeit.
- Optional overdraft protection to your WTB checking account.3
- Tap to pay for a secure, convenient, touch-free way to check out where you see the contactless symbol.
- Travel accident insurance.4
- WTB fraud detection service – we’ll notify you if there’s a suspicious charge on your card.5
Safe, simple, and seamless.
Washington Trust Bank credit cards help make purchases more convenient and secure than ever before.
Safe.
MyCardRules™ allows you to control where and how your cards are used. You can set up alerts for card transactions to monitor for fraudulent activity.
Simple.
Visa Checkout helps make online purchases quicker and safer. Just look for the Visa Checkout button.
Seamless.
With your mobile device’s digital wallet, you can make purchases without sharing your card number with merchants.
Which card is right for you?
Let's find the right account for your financial needs. Click the button to compare our personal credit card options.
Compare credit cards
| Visa Signature® | Visa Platinum | |
|---|---|---|
| Credit limit | $5,000 and up | $300 to $4,999 |
| Mobile wallet (Apple Pay, Samsung Pay, Android Pay) | Yes. | Yes. |
| Visa checkout | Yes. | Yes. |
| Chip technology (EMV) | Yes. | Yes. |
| Travel Accident Insurance4 | $1,000,000 | $100,000 |
|
Roadside Dispatch4 |
Yes. | No. |
| Car rental insurance4 | Yes. | Yes. |
| Hotel/Motel Theft Protection4 | Yes. | No. |
| Price protection4 | Yes. | No. |
| Product protection4 | Yes. | Yes. |
| Lost luggage reimbursement4 | Yes. | No. |
| 24/7 Visa concierge7 | Yes. | No. |
| Low introductory rate | Yes. | Yes. |
| 24/7 Online account access | Yes. | Yes. |
|
Clearly Cash Back Rewards6 (Earn 1.5% cash back on qualifying purchases) |
Yes. | Yes. |
Clearly Cash Back
Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card.6 Your cash back rewards can be redeemed for:
- A credit to your Washington Trust Visa card statement.
- A deposit to your Washington Trust checking or savings account.
- Gift your cash rewards to other Washington Trust Bank Visa Signature or Platinum cardholders.
Important information:
- Subject to credit approval.
- Visa’s Zero Liability Policy covers U.S.-issued credit cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify us immediately of any unauthorized use.
- Refer to The Standard Overdraft Practices for further details.
- Certain terms, conditions, limitations, and exclusions apply. Refer to the applicable Visa Guide to Benefits you receive with your credit card for further details:
- Standard message rates and data charges from your wireless carrier may apply.
- You will earn rewards based on your qualifying net purchases (purchases minus returns and/or other related credits) with no earnings cap. You will earn rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn rewards on fees, finance charges, or fraudulent or unauthorized charges. Credits (returns) to your account will reduce the rewards available in your rewards account. For more information see Clearly Cash Back Terms and Conditions.
- Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholder’s behalf.