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Treasury Management

The tools and expertise to make business banking simple.
 

Treasury Management solutions to help your business grow.

Simplify banking. Streamline cash flow. Optimize liquidity. Reduce risk.

Partner with a trusted financial institution that empowers you to manage your money with confidence. Our Treasury Management services offer comprehensive, integrated solutions — from collections and payments to fraud protection and real-time reporting.

Experience seamless financial control with tools designed to support your business every step of the way.

Have questions?
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Liquidity and protection.
Robust business solutions in a secure environment.
 
  • Business Digital Banking.
  • Fraud prevention services 
  • Sweep accounts.
 
Collections.
Optimize your receivables for better cash flow.
 
  • ACH debits.1
  • ACH EDI reporting. 
  • Cash vault services.
  • Incoming wire transfers (domestic and foreign).
  • Lockbox.
  • Merchant services.2
  • Remote deposit capture. 
  • WTB Payment portal.1,2 
 
Disbursements.
Manage working capital with less exposure to risk.
 
  • ACH credits.1
  • Credit card payments.1
  • Online bill payment.3
  • Outgoing wire transfers (domestic and foreign).



























Contact the Treasury Management team.

Alana McWade
Alana McWade
VP / Treasury Management Officer
Marysville, WA
John Ostolaza
John Ostolaza
VP / Treasury Management Officer
Seattle, WA
Kyle Fergusson
Kyle Fergusson
VP / Treasury Management Officer
Bellevue, WA
Luis Untalan
Luis Untalan
AVP / Treasury Management Officer
Portland, OR
Tony Alegria
Tony Alegria
VP / Treasury Management Officer
Spokane, WA
Merrick Tam
Merrick Tam
VP / Treasury Management Sales Team Lead
Seattle, WA































Treasury Management Services

Whether you're a small to midsize business or a large enterprise, WTB offers tailored treasury solutions to help you manage liquidity, improve working capital, and reduce operational risk.
Efficiently manage payroll, vendor payments, and customer billing with ACH origination. ACH processing reduces costs and improves efficiency over traditional payment methods.1
Our lockbox services speed up receivables collection. Improve cash flow while we process your checks and electronic payments on your behalf. Eliminate manual mail and check deposit handling.  
A unique URL with custom branded pages that match your website’s look and feel. Making it easier for businesses, nonprofits, and other organizations to accept online payments and donations with single or recurring payments from a checking or savings account (processed as ACH) or a credit or debit card.1,2
Save time and resources by sending deposits electronically from your desktop. This easy, secure solution allows you to deposit checks into your company's account without ever leaving your office or place of business.
Send funds quickly and securely — domestically and internationally. Our wire transfer solutions offer speed, reliability, and full tracking capabilities.
Protect your business and reduce your exposure to fraud and costly financial loss. Our positive pay service helps identify check and ACH fraud before it’s too late. 
Accept card payments easily, in-person or online. Our merchant solutions integrate with your POS and accounting systems to streamline sales and reconciliation.2
Quickly access accounts, review reports, make payments, transfers and stop payments through our online platform.3
Provides the ability to bypass manual entry and approval workflows by automating payment submissions via a file upload from your ERP or fintech directly to our Business Digital Banking, our online platform.1
Offers prior-day account reporting in various formats, transmitted via SFTP to your preferred vendor or ERP. The report scheduler will run the report based on the time designated and submit it in accordance with that schedule.
Use your WTB Visa business credit card when you're traveling to a business meeting, entertaining a client, or making equipment and supply purchases. Access account information through 360Control, a web-based interface allows designated company administrators online access to your company business card accounts 24 hours a day. With Clearly Cash Back, you'll earn unlimited 1.5% cash back on qualifying net purchases.1
Cash management made simple! Cash disbursement and management obligations without the need for day-to-day management. Concentrate and maximize funds on checking account balances. Funds are automatically managed between accounts. 
Increase the level of security for your business by eliminating the need for employees to leave the premises with cash to make bank deposits:
 
  • eCash/Armor Car Services
    Scheduled Armor Car visits are arranged to pick up cash deposits and deliver change orders directly to your business’s front door.
  • Smart Safe Services
    Real-time cash deposits using the bank-secured compartment of the Smart Safe installed at your place of business without the need of frequent armored car pickups or daily runs to the bank. It helps your business access operating capital faster.














Important information:
 
*Fees may apply.
  1. Subject to credit approval.
  2. Washington Trust Bank partners with MerchantE to provide merchant services. Merchant Services are subject to application, credit review of the business and its owners, and approval. Restrictions and exclusions may apply.
  3. A WTB checking account or Money Market account is required for Online Bill Payment.