Commercial











smiling woman presenting at meeting
Commercial Banking

Tailored banking services to help your business thrive.



driven by relationships since 1902

Commercial Banking
at Washington Trust.

 
Today’s entrepreneurs and business owners need banking services designed to meet their specific needs, challenges, and goals. Which is why we tailor our entire range of services — including business loans, lines of credit, cash management, and merchant services* — for your success. You’ll breathe easier and work smarter with real, local, human support at your local branch or just a call or email away.










3

Banking insights and financial tips from our experts.

Resources, tips, and perspectives from our financial experts to help you reach your financial goals. Sign up to receive our latest articles about managing money, building wealth, and enhancing your financial knowledge.
Week in Review Blog Thumbnail
Economic Updates
Fixed Income & Equities Markets Week in Review
September 11, 2026 Fixed Income Update Bond markets were under pressure again this ...
2026-09-11
Washington Trust Bank Monthly Economic Update
Economic Updates
Economic Update - 09/04/2026
Summary After an initial scare that the economy was losing jobs, updates show a bet...
2026-09-04
Spokesman Review Logo
WTB News
In the news: After the flames, don’t let scammers become the next disaster
This guest opinion originally ran in the Spokesman-Review on August 27, 2026.    By ...
2026-09-03

Fraud stops with you.

You are the strongest line of defense against fraud. Sign up to receive our fraud prevention education email series for the latest scams targeting consumers and businesses.

Choose your banking preferences and enter your email below to sign up.


Hispanic business man and woman having discussion over laptop



Connect with an expert.

  • Local decision making.
    Our commercial banking experts know your industry and your region. We come to work to keep your banking running smoothly–so you can get your own job done.

  • Tailored solutions.
    You’ve got goals and targets to hit, and our local commercial banking experts are here to help. Between our people and our comprehensive financial tools, we help keep operations running smoothly.

  • Meet the team.
    With over 40 locations throughout Washington, Idaho, and Oregon, there's a location near you with a team ready to serve. Let's connect.
 



Construction on new apartment building with teal border



Property manager? We can help.
 
Washington Trust offers a wide range of services designed just for property management companies. 

Benefits of working with our industry experts include: 

  • Responsive and knowledgeable service.

  • Customized account structures to meet your needs and compliance requirements.

  • A full suite of Treasury Management products and services to help you manage accounts, initiate payments, and integrate with your accounting system.



You work hard for the money.

Let your money
work hard for you.

a desktop computer and a mobile phone

Digital
Banking

Manage your business banking anytime from your desktop, tablet, or phone with our easy-to-use digital tools.

stack of coins

Treasury Management

Manage your cash flow and minimize financial risk with treasury management and payment processing solutions.

a stack of one dollar bills

Business Loans
and Financing1

Secure funding and fuel your growth with our tailored business loans and financing solutions.

credit card front and back

Credit
Cards1

Maximize your purchasing power and keep operations humming along without a hitch. You’ll even earn rewards just for doing your day-to-day business.

a debit or credit card over a mobile phone

Merchant
Services

Tailored service, hardware, and personalized attention to get you set up for credit, debit, and gift card processing.

world globe

International Services

It’s easy to go global, thanks to services like currency exchange, wire transfers, and letters of credit.








available now

Solutions with your business in mind.

Washington Trust Bank neighborhood branch

Right in your neighborhood.

With more than 40 locations throughout Washington, Idaho, and Oregon, there’s a Washington Trust financial center near you with a team of bankers ready to serve.
Washington Trust Bank business Visa credit card

Earn cash back for running your business.

Use the Washington Trust Bank Clearly Cash Back Visa® card2 and earn 1.5% cash back on business purchases. Convenient for you, and great for your bottom line. Subject to credit approval.


















Indian man using a mobile phone
Ready to get started?

Connect with an expert.

With more than 40 locations throughout Washington, Idaho, and Oregon, there’s a Washington Trust location near you with a team of bankers ready to serve.













Aerial image of a forest
Washington Trust Bank employees volunteering in Bloomsday 2026 in Spokane, Washington.

We love lending a hand.

Sure, we’re bankers by profession, but we’re humans at heart, and serving our neighbors gives us real purpose. By donating time, funds, and talent, the people of Washington Trust help our communities thrive.

Important information:
 
  1. Subject to credit approval.
  2. You will earn rewards based on your qualifying net purchases (purchases minus returns and/or other related credits) with no earnings cap. You will earn rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn rewards on fees, finance charges, or fraudulent or unauthorized charges. Credits (returns) to your account will reduce the rewards available in your rewards account. For more information see Clearly Cash Back Terms and Conditions.