Personal







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Personal Banking

For your day-to-day banking and beyond.

When it comes to your personal finances, we're all in this together. Banking at Washington Trust includes access to local banking teams across Washington, Idaho, and Oregon who are ready to serve you.




simple seamless banking

Personal banking 
at Washington Trust.

Everyday life depends on banking. And you can depend on Washington Trust — we’ve served the neighbors and communities around the Northwest since 1902. Lives, households, and families run on their checking accounts, savings accounts, home loans, credit cards, and debit cards. We’re here to keep life on the move with more than 40 locations across Washington, Idaho, and Oregon. With Washington Trust, there’s bankers ready to help right around the corner.










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Banking insights and financial tips from our experts.

Resources, tips, and perspectives from our financial experts to help you reach your financial goals. Sign up to receive our latest articles about managing money, building wealth, and enhancing your financial knowledge.
Financial Education
Buy Now, Pay Later: Smart Financial Tool or Budget Trap?
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Habitat for Humanity Liberty Commons block party dedication.
Community
From Dirt to Homes: Habitat for Humanity, Affordable Housing, and Washington Trust
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Beyond Big Checks: Our Approach to Corporate Giving
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Fraud stops with you.

You are the strongest line of defense against fraud. Sign up to receive our fraud prevention education email series for the latest scams targeting consumers and businesses.

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Spend, save, borrow

It’s banking for your life.

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Digital Banking

Bank online 24/7 from your desktop, tablet, or phone with our easy-to-use digital banking tools.
a check and pen

Checking

Choose the account type that’s best to keep your bills (and splurges) covered.
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Savings

Save for a rainy day—or for big plans. Either way, we have a savings account to meet your needs.
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CDs

Make your money work for you. We’ll help you set up deposit accounts with fixed rates that perform.











available now

Solutions with
you in mind.

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A little help goes a long way. 

Qualify for up to $5,000 in closing cost credit.1 It's one way we can help home buyers in our communities get a leg up. By offering thousands of dollars of credit toward your home loan closing costs, we can make it easier for buyers. Read on to learn what kind of properties qualify.

Washington Trust Bank neighborhood branchRight in your neighborhood.

With more than 40 locations throughout Washington, Idaho, and Oregon, there’s a Washington Trust financial center near you with a team of bankers ready to serve.
 

Personal banking tools and resources.

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  • How can we help?
    Our Priority Service team is local to Spokane to help whenever you need us. Speak directly to our team by calling 800.788.4578 or message us through the WTB Online app. Find more ways to contact us.

  • Financial Education.
    You’ve got big plans, and we want to help you reach them. Between our local banking team and library of online resources, we’ll help you meet your financial goals. Visit the financial education page.
  • Fraud Protection.
    Fraud can happen to anyone and the best way to protect yourself is through knowledge. From phone, text, and email scams to check and debit card fraud, our teams work hard to stay one step ahead of scammers. Learn more about security and fraud protection.










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Right in your neighborhood

Connect with your local banking team.

With over 40 locations throughout Washington, Idaho, and Oregon, there’s a Washington Trust location near you with a team of bankers ready to serve.













Aerial image of a forest
Washington Trust Bank employees volunteering in Bloomsday 2026 in Spokane, Washington.

We love lending a hand.

Sure, we’re bankers by profession, but we’re humans at heart, and serving our neighbors gives us real purpose. By donating time, funds, and talent, the people of Washington Trust help our communities thrive.

Important information:
1. Subject to credit approval. Must meet eligibility requirements. Eligible borrowers may receive up to $5,000 in lender credit to help cover qualifying closing costs on select properties and loan types. Lender credit may not be used as funds to meet the minimum required borrower investment. Offer available for closed-end, first-lien mortgages used for purchase or refinancing of owner-occupied primary residences. Home equity loans, land loans, and bridge loans are excluded. May not be combined with other home loan offers. Valid for home loan applications on or after May 1, 2024. Subject to change without notice.